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Stellar (XLM) has emerged as a significant player, aiming to reshape the global financial landscape. Launched in 2014 by Jed McCaleb, a renowned figure in the cryptocurrency world, Stellar has gained recognition for its fast and cost-effective cross-border payment solutions. The vision for Stellar was to create an open-source platform that could facilitate fast, secure, and affordable cross-border transactions while promoting financial inclusion for the unbanked populations around the world.

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